A: In the event that there isn’t enough insurance coverage to pay for your damages, our law firm will explore all options for coverage, including looking into any other family members of the at-fault driver who may have additional policies or checking for other applicable policies. If the at-fault driver was on a business trip, a policy may apply. We will also investigate if the at-fault driver has any assets to contribute to a settlement or pay a judgment. Once we have exhausted all options, we will work hard to negotiate and get the best possible financial return for our clients.

If multiple people are making a claim and there isn’t enough coverage to pay for damages, we encourage all parties involved to agree on the fairest division under the circumstances, particularly if they are all in the same family. In the case of conflicting claims, insurance companies typically prorate the total value of the claims for property damage and injuries when offering to settle. Our law firm ensures that your claim is fully evaluated to get the highest possible return. If the at-fault insurance is exhausted, we will also seek payment under your underinsured coverage, if available. This money does not have to be shared with people in other vehicles.