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A: Most likely not. Arizona law prohibits insurance companies from increasing your premiums for an accident that you did not cause or significantly contribute to. The law also penalizes insurers who violate this rule (A.R.S. Section 20-263). However, insurance companies can increase your rates if you were at fault or if you have a history of accidents. It is also important to note that this protection only applies to your current insurance company. If you switch insurance companies, the new insurer may take into account your prior claims history, even if you were not at fault. If you believe your insurance company has wrongly increased your premiums, please inform us so we can help you correct it.
WILL MY AUTO INSURANCE RATES OR PREMIUMS INCREASE AS A RESULT OF THE ACCIDENT?
WILL MY AUTO INSURANCE RATES OR PREMIUMS INCREASE AS A RESULT OF THE ACCIDENT?
A: Most likely not. Arizona law prohibits insurance companies from increasing your premiums for an accident that you did not cause or significantly contribute to. The law also penalizes insurers who violate this rule (A.R.S. Section 20-263). However, insurance companies can increase your rates if you were at fault or if you have a history of accidents. It is also important to note that this protection only applies to your current insurance company. If you switch insurance companies, the new insurer may take into account your prior claims history, even if you were not at fault. If you believe your insurance company has wrongly increased your premiums, please inform us so we can help you correct it.