A: If the at-fault party does not have insurance, you may still be able to recover damages through other means. For example, you may be able to recover damages through your own insurance policy, if you have uninsured or underinsured motorist coverage. If the at-fault party has assets, such as a house or other property, you may be able to recover damages through a lawsuit. It’s important to discuss the specifics of your case with one of our experienced personal injury lawyers to explore all possible options for recovering damages.