Has your insurance company treated you unfairly in handling your automobile, homeowners, disability, or life insurance claim? If so, Attorney Nathaniel B. Preston (“Nate”) can help.
Each year, thousands of claims are filed against insurance companies for acting wrongfully. Some examples of how an insurance company may treat you that is against the law include the following:
- Using fraudulent and deceptive practices in handling your claim
- Unreasonable delay or denial of your claim
- Failure to timely conduct an adequate investigation
- Failure to act reasonably when evaluating your claim
- Requiring unreasonable or unnecessary paperwork to process your claim
- Misrepresenting important facts or insurance policy provisions
- Refusal to provide a specific explanation for a low settlement offer
- Failure to promptly pay a legitimate claim
- Failure to settle within the stated policy limits
- Failure to defend against a lawsuit
- Insurance agent or broker negligence
In Arizona, insurance companies are obligated to act in good faith when dealing with persons they contract with to insure. You pay your insurance company money and that means that they have to treat you fairly for the privilege of taking your money. That fair treatment is called “good faith.” In legal terms, this duty is referred to as the “implied covenant of good faith and fair dealing.” If an insurance company fails in this duty, you may sue them for what is called “bad faith.”
What Should I Do If An Insurance Company Has Treated Me Unfairly?
If an insurance company has treated you unfairly, the first thing you should do is call Nate for assistance. He will help you file a complaint with the Arizona Department of Insurance. He will also review your insurance policy and all existing communications between you and the insurance company to determine if the insurance company acted in bad faith and if you have a valid claim.
What Does the Insurance Company Have To Pay Me If It Acts In Bad Faith?
If the insurance company treats you unfairly and acts in bad faith, you may have a new legal claim to bring against the insurance company for its egregious conduct. This is in addition to the original claim you already filed against the insurance company. If you are able to show that the insurance company acted in bad faith, you not only obtain the monies owed you for the original claim (i.e. personal injury, medical bills, fire damage, property damage, etc.), but you will also receive compensation for litigation costs, attorney’s fees, and punitive damages. Punitive damages are a sum of money awarded to you that is meant to punish the insurance company for its reckless or reprehensible actions or conduct.
Free Case Evaluation — Call Your Insurance Bad Faith Lawyer Nathaniel B. Preston Today
Nate is dedicated to helping you get the compensation you deserve. Your initial case evaluation is absolutely free and you don’t have to pay a dime unless Nate recovers money for you first.
If you or a friend has been treated unfairly by an insurance company in the greater Phoenix area, Glendale, Mesa, or Scottsdale, please contact Nate today to set up your free initial case evaluation by filling out our contact form or by calling 602-652-2009.